Visa (V) Tops Q4 Earnings and Revenue Estimates

Core Insights - Visa reported quarterly earnings of $2.98 per share, exceeding the Zacks Consensus Estimate of $2.97 per share, and up from $2.71 per share a year ago, representing an earnings surprise of +0.34% [1] - The company achieved revenues of $10.72 billion for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 0.97%, and up from $9.62 billion year-over-year [2] - Visa has consistently surpassed consensus EPS and revenue estimates over the last four quarters [2] Financial Performance - The earnings surprise for the previous quarter was +4.2%, with actual earnings of $2.98 compared to an expected $2.86 [1] - Visa shares have increased by approximately 10.1% since the beginning of the year, while the S&P 500 has gained 16.9% [3] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $3.07 on revenues of $10.59 billion, and for the current fiscal year, it is $12.84 on revenues of $44.18 billion [7] - The estimate revisions trend for Visa was mixed ahead of the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Financial Transaction Services industry, to which Visa belongs, is currently ranked in the bottom 42% of over 250 Zacks industries, suggesting potential challenges ahead [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which could impact Visa's stock performance [5]