First Commonwealth Financial (FCF) Lags Q3 Earnings Estimates

Core Insights - First Commonwealth Financial (FCF) reported quarterly earnings of $0.39 per share, missing the Zacks Consensus Estimate of $0.41 per share, but showing an increase from $0.31 per share a year ago, resulting in an earnings surprise of -4.88% [1] - The company posted revenues of $135.98 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 0.13% and increasing from $121.21 million year-over-year [2] - The stock has underperformed the market, losing about 3.6% since the beginning of the year compared to the S&P 500's gain of 16.9% [3] Earnings Outlook - The current consensus EPS estimate for the coming quarter is $0.43 on revenues of $137.95 million, and for the current fiscal year, it is $1.55 on revenues of $522.75 million [7] - The estimate revisions trend for First Commonwealth Financial was mixed ahead of the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Zacks Industry Rank for Banks - Northeast is currently in the top 18% of over 250 Zacks industries, suggesting that the industry outlook can significantly impact stock performance [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]