沭阳农商银行：多措并举助力贷款服务“提速增质”

Core Insights - The company is actively enhancing its loan services to support rural revitalization and high-quality development of the real economy, achieving a loan balance of 39.763 billion yuan by the end of August, with an increase of 1.487 billion yuan, representing a growth rate of 3.89% since the beginning of the year [1] Group 1 - The bank has implemented a "grid + list" management approach, allowing customer managers to systematically profile clients and tailor differentiated financial service plans based on industry, scale, and credit status [1] - The bank has established a "green channel" for key area loans, simplifying processes and ensuring timely completion of applications [1] - The introduction of specialized products such as "Micro Loans" and "Su Nong Loans" has improved product matching and ensured the safety of loan funds while allowing clients to benefit from policy incentives [1] Group 2 - The bank has integrated a "grid + big data" service model, regularly conducting visits and providing door-to-door loan services [2] - Customer managers are actively engaging with community committees and entrepreneurial groups to explain policies and form "mobile financial service teams" to disseminate financial knowledge [2] - These initiatives have effectively bridged the "last mile" of financial services, significantly enhancing the convenience and accessibility of loan services [2]