闲钱投资是重要的风险管理

Group 1 - The recent volatility in international gold prices has led to significant losses for inexperienced investors, particularly university students, who have reported losing their living expenses and monthly earnings due to market fluctuations [1] - The surge in gold prices was accompanied by social media narratives promoting gold as a guaranteed investment, which attracted many novice investors to enter the market without adequate understanding [1] - While gold is traditionally viewed as a safe-haven asset, the crowded market and strong consensus among investors raise questions about the applicability of historical investment models [1] Group 2 - The discussion around students losing money in gold investments highlights the importance of using disposable income for investments rather than essential living expenses, allowing for a more measured response to market volatility [2]