Visa(US:V) ZACKS·2025-10-29 00:01Core Insights - Visa reported $10.72 billion in revenue for the quarter ended September 2025, marking an 11.5% year-over-year increase, with an EPS of $2.98 compared to $2.71 a year ago [1] - The reported revenue exceeded the Zacks Consensus Estimate of $10.62 billion, resulting in a surprise of +0.97%, while the EPS also surpassed expectations by +0.34% [1] Financial Performance Metrics - Total transactions reached 67.65 billion, slightly below the estimated 67.68 billion [4] - Total payments volume was $3,732 billion, exceeding the average estimate of $3,706.36 billion [4] - Payments volume by region included: - USA: $1,775 billion, close to the estimate of $1,775.98 billion - Asia Pacific: $529 billion, above the estimate of $516.23 billion - Canada: $110 billion, slightly above the estimate of $109.76 billion [4] - Total volume was $4,375 billion, surpassing the average estimate of $4,286.02 billion [4] Revenue Breakdown - Service revenue was reported at $4.6 billion, slightly below the average estimate of $4.63 billion, reflecting a year-over-year increase of +9.6% [4] - Data processing revenue reached $5.39 billion, exceeding the average estimate of $5.24 billion, with a year-over-year change of +17% [4] - Client incentive revenue was reported at -$4.25 billion, better than the estimate of -$4.32 billion, showing a year-over-year change of +17.1% [4] - Other revenue was $1.18 billion, matching the average estimate, with a year-over-year increase of +21.4% [4] - International transaction revenue was $3.8 billion, slightly below the estimate of $3.87 billion, with a year-over-year change of +9.6% [4] Stock Performance - Visa shares returned +2.3% over the past month, compared to the Zacks S&P 500 composite's +3.6% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]