Ge Long Hui·2025-10-29 02:21Group 1 - The core viewpoint of the article highlights that HSBC Holdings reported a third-quarter pre-tax profit of $9.1 billion, exceeding both the bank's original forecast and market consensus by 7% and 9% respectively, driven by better-than-expected revenue performance [1] - Revenue growth was propelled by both net interest income from banking and non-banking activities surpassing expectations [1] - Costs and credit provisions were largely in line with expectations, while the Common Equity Tier 1 (CET 1) capital ratio stood at 14.5%, also meeting market expectations [1] Group 2 - HSBC Holdings raised its return on tangible equity (ROTE) guidance for the fiscal year 2025 to a mid-teens percentage (14%-16%) or higher, with market consensus at 16% [1] - The bank maintained its mid-teens ROTE outlook for fiscal years 2025 to 2027, with the market average expectation for 2026-2027 at 15.7% [1] - HSBC also increased its guidance for net interest income from banking operations for fiscal year 2025 to $43 billion or more, up from the previous estimate of $42 billion, with market consensus at $42.5 billion [1]