《中国人身保险业经验生命表（2025）》发布，为产品定价提供更为科学的参考

Core Insights - The China Actuarial Association released the "Experience Life Table for the Chinese Life Insurance Industry (2025)" to reflect changes in mortality rates and improve risk management in the life insurance sector [1][2] Group 1: Background and Necessity - The previous life table, published in December 2016, was based on data from 2010-2013 and was effective in promoting scientific pricing and enhancing risk prevention in the life insurance industry [1] - Changes in life expectancy and mortality rates necessitated the development of a new life table to accurately reflect current risks and improve service levels in the insurance industry [1] Group 2: Key Achievements of the New Life Table - A new experience life table has been created that reflects the latest mortality experience of the insured population, providing a scientific reference for pricing life insurance products and preventing systemic risks [2] - The first single life table has been compiled, using the insured's identification number instead of the policy number, allowing for cross-company and cross-insurance type analysis of mortality rates [2] - The project will produce a comprehensive report and educational materials on population aging, offering multi-dimensional insights into the life table's findings for various audiences [2]