人民银行北京市分行：9月末人民币各项贷款余额12.02万亿元，同比增长7.6%

Core Insights - The People's Bank of China (PBOC) and the State Administration of Foreign Exchange (SAFE) held a press conference focusing on the financial statistics of Beijing for Q3 2025, highlighting the implementation of policies and their effectiveness [1] Financial Statistics - In the first three quarters of 2025, the monetary credit in Beijing operated steadily, with various loans growing rapidly and an optimized credit structure, supporting high-quality economic development in the capital [1] - As of the end of September, the total RMB loans in Beijing reached 12.02 trillion yuan, a year-on-year increase of 7.6%, with a growth rate 0.3 percentage points higher than at the end of June [1] - Corporate loans increased by 8.6% year-on-year, maintaining rapid growth throughout the year, while household loans grew by 6.3%, with a steady increase in growth rate compared to June [1] Loan Increment Analysis - In terms of incremental loans, RMB loans increased by 489.6 billion yuan in the first three quarters, which is 178.9 billion yuan more than the same period last year [1] - Corporate loans accounted for 430.3 billion yuan of the total increase, representing 87.9% of the total loan increment, with a year-on-year increase of 279.1 billion yuan [1] - Household loans increased by 101.4 billion yuan, which is 68.6 billion yuan more than the previous year [1]