北京金融监管局联合发布倡议书 剑指金融黑灰产

Core Viewpoint - The joint initiative aims to combat the spread of financial black and gray industries, which pose significant threats to the rights of individuals and financial institutions, as well as to the overall financial market order and security [1] Group 1: Initiative Details - The initiative was released by the Beijing Financial Regulatory Bureau, the Beijing Procuratorate, and China University of Political Science and Law on October 28, 2025 [1] - It emphasizes the need for collaborative information sharing, mechanism improvement, rights protection standardization, and responsibility enforcement among multiple parties [1] - The goal is to create a safe, credible financial ecosystem and establish a comprehensive prevention and control system against financial black and gray industries [1] Group 2: Challenges in the Financial Sector - The financial sector is currently facing severe challenges from the proliferation of financial black and gray industries, which are described as a "tumor" hidden within the financial system [1] - These industries not only harm the legitimate rights of the public and financial institutions but also threaten the order of financial markets and the security of financial defenses [1] Group 3: Definition and Impact of Financial Black and Gray Industries - Financial black and gray industries refer to emerging business practices that obtain improper benefits in the financial sector through illegal or technically legal means [1] - Key activities include improper debt collection, illegal loan mediation, malicious debt evasion, illegal insurance claims processing, fraudulent credit repair, and illegal stock recommendations, all of which disrupt financial management order and endanger public property safety [1]