SoFi's success could boil down to just one letter

Core Viewpoint - The current economic landscape is characterized as a "K-shaped economy," where premium borrowers are thriving while lower-income borrowers face challenges. SoFi's emphasis on credit quality is particularly notable in this context [1] Company Focus - SoFi's strategy is centered around maintaining high credit quality, which positions the company favorably amidst the economic disparities affecting borrowers [1]