Upstart: Growth Is Being Underestimated; Maintaining Buy

Core Insights - Upstart Holdings is an AI-driven lending platform that collaborates with banks, credit unions, and capital providers to streamline the loan process while maintaining similar default rates compared to traditional underwriting models [1] Group 1: Company Overview - Upstart Holdings utilizes artificial intelligence to enhance the lending process, aiming to approve more borrowers efficiently [1] - The company partners with various financial institutions to create a faster loan approval system [1] Group 2: Investment Perspective - The Inevitable Investor focuses on stocks with differentiated potential, emphasizing quality over pure growth or value investing [1] - The articles aim to analyze stocks that may be mispriced by the market, either too optimistically or pessimistically [1]