Upstart: Growth Is Being Underestimated; Maintaining Buy (NASDAQ:UPST)

Company Overview - Upstart Holdings (NASDAQ: UPST) is an AI-driven lending platform that collaborates with banks, credit unions, and capital providers to expedite the loan process while maintaining similar default rates compared to traditional underwriting models [1] Investment Perspective - The Inevitable Investor is a private investor with 13 years of experience, focusing on quality-oriented investments rather than purely growth or value investing [1] - The investment strategy is sector agnostic, emphasizing stocks with differentiated potential through unique branding, disciplined management, specialized technology, or strong business models [1] - Articles from the Inevitable Investor will analyze stocks that may be mispriced by the market, either with overly optimistic or pessimistic expectations [1]