这家国有大行重磅发布！

Core Insights - The Industrial and Commercial Bank of China (ICBC) Beijing Branch launched the "Disruptive Technology Innovation Special Loan" at the 2025 Financial Street Forum, aimed at supporting strategic technologies that can lead transformative changes [1][2] - The loan is part of a national key research and development program managed by the Beijing-Tianjin-Hebei National Technology Innovation Center, focusing on early-stage financing for hard technology enterprises [1] Group 1 - The special loan is designed to break traditional credit models, emphasizing early, small, long-term investments in hard technology [1] - The loan can cover up to 120% of the special subsidy amount, with a maximum term of 5 years, addressing funding needs across all stages of technology research and results transformation [1][2] - A dedicated evaluation model is applied to assess the technical teams and R&D capabilities of enterprises without income during the breeding period, facilitating efficient investigation and approval processes [1] Group 2 - On the same day of the loan's launch, ICBC Beijing Branch issued the first loan to a specialized small and medium-sized enterprise, Super Vision Biotechnology, to support its key R&D phase [2] - The total amount of loans for technology-oriented enterprises by ICBC Beijing Branch exceeds 160 billion yuan, and the introduction of this special loan enriches the bank's product matrix in the innovation chain [2] - ICBC Beijing Branch plans to continue developing financial products that cover the entire growth cycle and chain of technology enterprises, integrating innovation into the national innovation-driven development strategy [2]