XIANMEN BANK(SH:601187) Zhong Zheng Wang·2025-10-30 04:01Core Insights - Xiamen Bank reported total assets of 442.558 billion yuan as of the end of September 2025, reflecting an 8.52% increase compared to the end of the previous year [1] - The bank achieved an operating income of 4.287 billion yuan in the first three quarters of 2025, representing a year-on-year growth of 3.02% [1] - Net profit for the same period was 2.026 billion yuan, showing a year-on-year increase of 0.73% [1] - The bank's net interest income reached 3.091 billion yuan, with a year-on-year growth of 3.63%, benefiting from scale growth and stable interest margins [1] Financial Performance - As of September 2025, Xiamen Bank's non-performing loan ratio stood at 0.80%, with a provision coverage ratio of 304.39% [2] - The bank announced a mid-term profit distribution plan, proposing a cash dividend of 1.40 yuan per 10 shares, totaling 369 million yuan [2] Shareholder Activity - On October 28, 2025, Xiamen Bank disclosed that certain directors and senior management planned to voluntarily increase their shareholdings by at least 10% of their after-tax salaries from the previous year, amounting to no less than 964,000 yuan [2] - As of the report, these individuals had cumulatively increased their holdings by 254,400 shares, representing 0.00964% of the total share capital, with a total investment of 1.6857 million yuan [2] - Specific amounts of share purchases by key executives were detailed, including the chairman and various vice presidents, with the chairman increasing his stake by 637,500 yuan [3]