Core Insights - Huishang Bank (03698.HK) reported a net profit of RMB 14.149 billion for the nine months ending September 30, 2025 [1] - As of the end of September 2025, the bank's capital adequacy ratio stood at 12.75%, with a Tier 1 capital ratio of 11.10% and a core Tier 1 capital ratio of 9.62%, meeting regulatory requirements in China [1] Financial Metrics - The core Tier 1 capital net amount is RMB 132.112 billion, which includes paid-in capital of RMB 13.890 billion, capital reserves and other comprehensive income of RMB 16.267 billion, surplus reserves and general risk provisions of RMB 45.448 billion, retained earnings of RMB 69.580 billion, and minority interest capital of RMB 2.517 billion [1] - The Tier 1 capital net amount is RMB 152.427 billion, while the total capital net amount is RMB 175.107 billion [1] - The total risk-weighted assets amounted to RMB 1,373.381 billion as of September 30, 2025 [1] Capital Instruments - As of September 30, 2025, the bank had a balance of RMB 6 billion in Tier 2 capital bonds and RMB 20 billion in perpetual capital bonds [1]
徽商银行(03698.HK)前三季度净利润达141.49亿元