农业银行前三季度净利润2223亿元,营收及净利增速较上半年均提升
Bei Jing Shang Bao·2025-10-30 11:28

Core Viewpoint - Agricultural Bank of China reported positive growth in both operating income and net profit for the first three quarters of 2025, indicating a stable financial performance [1] Financial Performance - For the period of January to September 2025, the bank achieved operating income of 550.8 billion yuan, representing a year-on-year increase of 1.87% [1] - The net profit for the same period was 222.3 billion yuan, with a year-on-year growth of 3.28% [1] - The growth rates for net profit and operating income improved compared to the first half of the year, with increases of 0.75 percentage points and 1.15 percentage points, respectively [1] Capital Quality - The non-performing loan ratio stood at 1.27%, a decrease of 3 basis points from the beginning of the year [1] - The overdue loan ratio was reported at 1.22%, with the "scissors difference" between overdue and non-performing loans remaining negative for 21 consecutive quarters [1] - The provision coverage ratio was recorded at 295.08% [1]