QILU BANK(SH:601665) Xin Lang Cai Jing·2025-10-30 12:21Core Insights - Qilu Bank reported a revenue of 9.924 billion yuan for the first three quarters of 2025, representing a year-on-year increase of 4.63% [1] - The net profit attributable to shareholders reached 3.963 billion yuan, up 15.14% year-on-year, while the net profit excluding non-recurring items was 3.895 billion yuan, reflecting a 15.75% increase [1] - Basic earnings per share stood at 0.72 yuan [1] Financial Metrics - The bank's basic earnings per share for the reporting period was 0.72 yuan, with a weighted average return on equity of 8.80% [2] - As of October 30, the price-to-earnings ratio (TTM) was approximately 6.73 times, the price-to-book ratio (LF) was about 0.72 times, and the price-to-sales ratio (TTM) was around 2.81 times [2] - The gross profit margin for the first three quarters was 40.22%, an increase of 3.38 percentage points year-on-year, while the net profit margin was 40.06%, up 3.97 percentage points compared to the same period last year [2] Shareholder Information - As of the end of Q3 2025, the total number of shareholders was 56,100, an increase of 13,000 from the end of the first half of the year, marking a growth of 30.16% [2] - The average market value of shares held per shareholder decreased from 745,700 yuan at the end of the first half to 629,400 yuan, a decline of 15.60% [2] Business Overview - Qilu Bank, established on June 5, 1996, and listed on June 18, 2021, is located in Jinan, Shandong Province [2] - The bank's main business segments include corporate banking (59.83%), personal banking (22.81%), and fund operations (16.05%), with other services accounting for 1.31% [2] - The bank is classified under the banking sector as a city commercial bank and is associated with concepts such as undervalued stocks, low P/E ratios, and share buybacks [2]