长沙银行前三季度营收197.21亿元同比增1.29%，归母净利润65.57亿元同比增6.00%

Core Insights - Changsha Bank reported a revenue of 19.721 billion yuan for the first three quarters of 2025, representing a year-on-year increase of 1.29% [1] - The net profit attributable to shareholders was 6.557 billion yuan, up 6.00% year-on-year, with a basic earnings per share of 1.60 yuan [1][2] - The bank's gross profit margin was 39.74%, an increase of 0.54 percentage points year-on-year, while the net profit margin rose by 1.04 percentage points to 33.56% [2] Financial Metrics - The weighted average return on equity was 9.36% [2] - As of October 30, 2025, the price-to-earnings ratio (TTM) was approximately 4.68 times, the price-to-book ratio (LF) was about 0.47 times, and the price-to-sales ratio (TTM) was around 1.44 times [2] - The total number of shareholders increased to 34,700, a rise of 1,225 shareholders or 3.66% compared to the end of the first half of the year [2] Business Composition - The main business revenue composition includes corporate banking at 50.25%, retail banking at 36.88%, and funding operations at 12.67% [2] - Changsha Bank is categorized under the banking sector as a city commercial bank and is part of various investment concepts such as low P/E ratio and MSCI China [2]