打击整治金融黑灰产 金融街论坛年会上说了啥？

Core Insights - The 2025 Financial Street Forum held in Beijing focused on the governance of financial black and gray industries, which has garnered attention from both domestic and international financial practitioners as well as the general public [1] Group 1: Financial Black and Gray Industries - Financial black and gray industries include illegal activities such as improper debt collection, illegal loan mediation, malicious debt evasion, illegal insurance claims, and fraudulent credit repair [2] - These industries are described as a "tumor" hidden within the financial system, posing significant threats to the rights of individuals and financial institutions, as well as to the order and security of the financial market [2] Group 2: New Characteristics and Risks - The rise of AI has introduced new characteristics to financial black and gray industries, including a complete chain of "customer acquisition - traffic generation - implementation - profit sharing" facilitated by online platforms [2] - Illegal stock recommendations utilize new media platforms to attract followers under the guise of financial education, subsequently converting them into "private domain customers" [2] Group 3: Joint Initiative for Governance - A joint initiative was launched to establish a comprehensive prevention and control system involving judicial, regulatory, industry, platform, and public participation to combat financial black and gray industries [3] - The initiative emphasizes the need for information sharing, mechanism improvement, rights protection standardization, and accountability among stakeholders [3] - It also outlines obligations for platforms to verify the qualifications of entities, manage information dissemination, and enhance content review to prevent the spread of black and gray industries online [3]