BOB(SH:601169) Bei Jing Shang Bao·2025-10-30 14:04Core Insights - Beijing Bank reported a slight decline in operating income for the first three quarters of 2025, amounting to 51.588 billion yuan, a year-on-year decrease of 1.08% [1] - The net profit attributable to shareholders increased marginally by 0.26% to 21.064 billion yuan, indicating stable profitability [1] - The bank's return on equity (ROE) stood at 9.86%, reflecting a robust earnings level [1] Financial Performance - Total loan principal reached 2,373.046 billion yuan, showing a growth of 7.38% compared to the beginning of the year [1] - Loans accounted for 48.51% of total assets, indicating a significant portion of the bank's asset composition [1] - Specific loan categories demonstrated strong growth: technology finance loans increased by 20.16%, green finance loans by 26.20%, and inclusive micro-enterprise loans by 16.91% [1] Asset Quality - The non-performing loan (NPL) ratio was reported at 1.29%, a slight decrease of 0.02 percentage points from the beginning of the year, suggesting improved asset quality [1]