贵阳银行：前三季度归母净利润39.15亿元 同比下降1.39%

Core Insights - Guiyang Bank reported a revenue of 9.435 billion yuan for the first three quarters of 2025, a year-on-year decrease of 13.73% [1] - The net profit attributable to shareholders was 3.915 billion yuan, down 1.39% year-on-year [1] - Basic earnings per share stood at 1.07 yuan, with a weighted average return on equity of 8.35% (annualized) [1] Financial Performance - Total assets reached 746.589 billion yuan, an increase of 40.92 billion yuan or 5.80% since the beginning of the year [1] - Total loans amounted to 345.741 billion yuan, up 6.599 billion yuan or 1.95% year-to-date [1] - Total deposits were 435.027 billion yuan, reflecting an increase of 15.819 billion yuan or 3.77% since the start of the year [1] Deposit Composition - Corporate deposits totaled 190.219 billion yuan, while savings deposits reached 234.306 billion yuan, with the latter increasing by 19.765 billion yuan or 9.21% [1] Asset Quality - The non-performing loan ratio was 1.63%, a decrease of 0.07 percentage points from the previous quarter [1] - The provision coverage ratio stood at 239.59%, with a loan-to-deposit ratio of 3.91% [1] Capital Adequacy - The capital adequacy ratio was 15.05%, with a tier 1 capital adequacy ratio of 13.85% and a core tier 1 capital adequacy ratio of 12.82% [1]