Tree.com (TREE) Reports Q3 Earnings: What Key Metrics Have to Say

Core Insights - Tree.com reported revenue of $307.8 million for the quarter ended September 2025, marking an 18% increase year-over-year and exceeding the Zacks Consensus Estimate of $278.53 million by 10.51% [1] - The company's EPS was $1.70, significantly higher than the $0.80 reported in the same quarter last year, and surpassed the consensus estimate of $1.23 by 38.21% [1] Revenue Breakdown - Consumer segment revenue reached $66.2 million, exceeding the average estimate of $63.86 million by analysts, reflecting an 11.3% year-over-year increase [4] - Home segment revenue was reported at $38.1 million, slightly below the average estimate of $39.37 million, but still showing an 18.3% increase year-over-year [4] - Insurance segment revenue totaled $203.5 million, significantly above the estimated $176.43 million, representing a 20.3% increase compared to the previous year [4] Segment Profit Analysis - Home segment profit was $11.8 million, which fell short of the estimated $12.7 million [4] - Insurance segment profit was reported at $47.6 million, exceeding the average estimate of $45.72 million [4] - Consumer segment profit reached $35.2 million, surpassing the estimated $30.93 million [4] Stock Performance - Tree.com shares have returned -6.6% over the past month, contrasting with the Zacks S&P 500 composite's +3.6% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]