美联储负责银行监管的副主席鲍曼宣布，将旗下银行监管部门成员砍掉约30%

Core Points - The Federal Reserve's Vice Chair for Bank Supervision, Michelle Bowman, announced plans to restructure the agency's supervision and examination department, reducing its staff by approximately 30% [1] - The overall size of the Supervision and Regulation (S&R) department is expected to shrink to about 350 employees from nearly 500, with the target completion date set for the end of 2026 [1] - This restructuring aligns with Bowman's and other U.S. regulators' efforts to relax a series of bank capital regulations and refocus bank supervision [1][2] Summary by Sections Restructuring Plans - Bowman's internal meeting indicated that the staff reduction will primarily occur through natural attrition, retirements, and voluntary departure incentives [1] - The restructuring is part of a broader goal for the Federal Reserve to reduce its overall workforce by about 10% in the coming years [1] Regulatory Focus - Bowman emphasized that the department's employees should concentrate on "substantive risks" to banks rather than being distracted by procedural matters that do not materially affect bank safety and soundness [1] - Other requirements include relying on the primary federal regulators' examination work to avoid unnecessary duplication of oversight [1] Regulatory Changes - Since taking office in June, Bowman has been recognized for her efforts to reduce regulations and adjust regulatory approaches, including weakening several Biden-era regulatory measures [2] - A revised proposal presented by the Federal Reserve to other U.S. regulators estimates that the new plan will lower the overall capital increase for most large banks to between 3% and 7%, significantly below the 19% increase proposed in 2023 [2] - The Federal Reserve also plans to reform bank stress tests, allowing Wall Street to have advance knowledge of standards and provide feedback [2]