增强服务多样性、普惠性、可及性 ——二〇二五中国品牌论坛金融高质量发展报告会侧记

Core Viewpoint - The forum emphasizes the importance of high-quality development in the financial sector, focusing on inclusive finance and enhancing the service quality of financial institutions to support the real economy [1][5]. Group 1: Financial Support for Technology and Small Enterprises - Financial institutions are increasing support for technology-driven small and medium-sized enterprises (SMEs), with a reported loan balance of 3.56 trillion yuan, reflecting a year-on-year growth of 22.3% [1]. - Postal Savings Bank serves over 100,000 technology enterprises, with over one-third of its inclusive loans directed towards these companies [2]. - Agricultural Development Bank has provided over 9 trillion yuan in grain and oil purchase loans, supporting the national food security strategy [2]. Group 2: Digital Transformation in Financial Services - The integration of digital technology is crucial for enhancing the quality of inclusive finance, with institutions like China Bank and China Construction Bank focusing on digital solutions to improve service precision [3][4]. - China Life Insurance has optimized its online insurance processes, achieving over 75% of claims processed through digital means in the first half of the year [3]. - The average loan balance for inclusive small and micro enterprises at the Bank of Communications has grown at an annual rate exceeding 30% since the 14th Five-Year Plan [4]. Group 3: Future Directions and Policy Support - The report highlights the need for continuous innovation in policies and mechanisms to strengthen the digital ecosystem for inclusive finance [4]. - The financial sector is expected to play a vital role in supporting China's modernization and national rejuvenation efforts through high-quality service [5].