增强服务多样性、普惠性、可及性

Core Viewpoint - The 2025 China Brand Forum's financial high-quality development report emphasizes the importance of inclusive finance and the enhancement of financial services to support the real economy, showcasing successful practices in the financial sector to promote high-quality development and build a strong financial nation [1][5]. Group 1: Financial Support for Technology and Small Enterprises - Financial institutions are increasing resource allocation to enhance service diversity, inclusiveness, and accessibility, particularly for technology-driven small and medium-sized enterprises (SMEs) [1]. - By the end of Q3, the loan balance for technology-based SMEs reached 3.56 trillion yuan, marking a year-on-year growth of 22.3% [1]. - The China Postal Savings Bank serves over 100,000 technology enterprises, with technology loans accounting for over one-third of its inclusive loans [2]. Group 2: Support for Agriculture and Rural Areas - The Agricultural Development Bank of China has provided over 9 trillion yuan in grain and oil purchase loans, supporting the acquisition of over 10 trillion jin of grain and oil [2]. - The Agricultural Bank of China reported a county loan balance exceeding 10 trillion yuan and an inclusive small and micro enterprise loan balance of 3.89 trillion yuan by the end of Q3 [2]. Group 3: Digital Transformation in Financial Services - The report highlights the role of technology and digital finance as key drivers for high-quality development in inclusive finance [3]. - The China Bank integrates digital capabilities into its inclusive finance services, launching online product systems to assist SMEs [3]. - The China Construction Bank enhances financial service precision for technology SMEs through data-driven approaches [4]. Group 4: Future Outlook and Policy Directions - The report anticipates continued innovation in inclusive finance driven by policies, market dynamics, and technological advancements, aiming for a more inclusive, green, and sustainable financial service system [4]. - The focus on high-quality development in finance is seen as essential for supporting economic and social development, contributing to national modernization and rejuvenation efforts [5].