资负联动深化 中国人寿前三季度归母净利润同比增长60.5%
Zhong Guo Jing Ying Bao·2025-10-30 22:50

Group 1 - The core viewpoint of the report indicates that China Life achieved significant growth in revenue and net profit for the first three quarters of 2025, with operating income reaching 537.895 billion yuan, a year-on-year increase of 25.9%, and net profit attributable to shareholders amounting to 167.804 billion yuan, up 60.5% [1][4] - Total premium income for the first three quarters of 2025 reached 669.645 billion yuan, reflecting a year-on-year growth of 10.1%. This includes renewal premiums of 451.611 billion yuan, up 10.0%, and new single premiums of 218.034 billion yuan, which increased by 10.4% [1] - The total investment income for the first three quarters of 2025 was 368.551 billion yuan, an increase of 107.132 billion yuan compared to the same period in 2024, representing a growth rate of over 40%. The total investment return rate was 6.42%, up 104 basis points year-on-year [1] Group 2 - China Life has been actively reforming its marketing system, focusing on the professionalization and vocational transformation of its sales team. As of September 30, 2025, the total sales force reached 657,000, with individual insurance sales personnel numbering 607,000, maintaining the largest scale in the industry [1] - The company has established three major elderly care product lines, including CCRC elderly communities, urban elderly apartments, and health tourism products. As of June 30, 2025, it has launched 19 institutional elderly care projects across 15 cities and introduced four "flexible living" travel products [2]