生猪“保险+期货”模式含金量凸显

Group 1 - The project, led by PICC Property and Casualty, aims to provide price insurance for approximately 51,000 pigs in Qijiang District, with a total coverage exceeding 87 million yuan [1] - In 2024, the cumulative output of pigs in Chongqing is expected to reach 18.82 million, a year-on-year decrease of 4.7%, indicating a structural adjustment in the pig farming industry due to price volatility and animal diseases [2] - The "insurance + futures" model has proven effective in stabilizing farmers' income and mitigating risks associated with price fluctuations in the pig farming sector [7][8] Group 2 - In 2023, the pilot project provided price risk protection for 1,930 pigs, with a coverage amount of approximately 3.1459 million yuan, laying a solid foundation for future collaborations [3] - The project has seen significant support from the Chongqing Municipal Finance Bureau, which has facilitated the implementation of multiple insurance and futures projects in the region [6] - The insurance product designed for the project included a total premium of 618,400 yuan, with a payout amount of approximately 1.0653 million yuan, resulting in a comprehensive payout ratio of 172.27% [5] Group 3 - The "insurance + futures" model has enhanced the understanding and acceptance among local farmers, leading to increased participation and proactive premium payments [8] - The project has effectively utilized financial innovation to support the sustainable development of the local pig industry, contributing to poverty alleviation and rural revitalization efforts [7] - Future plans include continuing to refine the product structure and expanding the reach of the "insurance + futures" model to further support agricultural stakeholders [9]