上海银行2025年三季报：营收净利双增长 持续提高分红比例

Core Insights - Shanghai Bank reported positive growth in both revenue and profit for the first three quarters of 2025, with operating income reaching 41.14 billion yuan, a year-on-year increase of 4.04% [2] - The net profit attributable to shareholders was 18.08 billion yuan, reflecting a year-on-year growth of 2.77% [2] - Basic earnings per share increased to 1.27 yuan, up by 2.42% compared to the previous year [2] Financial Performance - As of September 30, 2025, the total assets of Shanghai Bank amounted to 3,308.00 billion yuan, marking a growth of 2.52% from the end of the previous year [2] - The net assets attributable to shareholders stood at 260.19 billion yuan, which is a 2.36% increase from the end of the last year [2] - The non-performing loan ratio remained stable at 1.18%, unchanged from the end of the previous year, while the provision coverage ratio was 254.92%, indicating a sufficient overall provision level [2] Shareholder Returns - Shanghai Bank has consistently increased its cash dividend payout ratio in recent years, with the ratios for 2023, 2024 interim, and 2024 being 30.06%, 30.67%, and 31.22% respectively [2] - For the 2025 interim period, the dividend payout ratio was further raised to 32.22% [2]