HZBank(SH:600926) Cai Jing Wang·2025-10-31 07:35Core Insights - Hangzhou Bank reported a total operating income of 28.88 billion yuan for the first three quarters of 2025, representing a year-on-year increase of 1.35% [1] - The net profit attributable to shareholders reached 15.88 billion yuan, up 14.53% compared to the same period last year [1] - The bank's total assets amounted to 2,295.42 billion yuan, an increase of 8.67% from the end of the previous year [1] Financial Performance - Net interest income was 20.09 billion yuan, reflecting a growth of 9.96% year-on-year [1] - Net fee and commission income increased by 12.65% to 3.30 billion yuan [1] - Basic earnings per share were 2.31 yuan, a rise of 0.87% from the previous year [1] Asset and Liability Overview - Total loans reached 1,025.57 billion yuan, growing by 9.39% from the end of last year [1] - Total liabilities were 2,132.47 billion yuan, up 7.90% [1] - Total deposits increased by 5.97% to 1,348.58 billion yuan [1] Wealth Management Products - The balance of various wealth management products from the wholly-owned subsidiary Hangyin Wealth Management was 557.46 billion yuan, marking a significant increase of 27.10% [1] Asset Quality - The non-performing loan ratio stood at 0.76%, unchanged from the end of the previous year [2] - The ratio of overdue loans to non-performing loans was 81.64% [2] - The provision coverage ratio was 513.64%, indicating a strong risk mitigation capacity [2]