Core Insights - Tianjin Bank reported a total operating income of RMB 12.939 billion for the first three quarters of 2025, reflecting a year-on-year increase of RMB 62 million, or 0.48% [1] - The bank achieved a total profit of RMB 3.970 billion, up RMB 132 million from the previous year, representing a growth of 3.44% [1] - Net profit reached RMB 3.527 billion, an increase of RMB 183 million year-on-year, with a growth rate of 5.47% [1] - Earnings per share stood at RMB 0.57, marking a year-on-year increase of 3.64% [1] Financial Performance - As of the end of September 2025, total assets amounted to RMB 969.903 billion, an increase of RMB 42.909 billion since the beginning of the year, reflecting a growth rate of 4.63% [1] - Customer loans and advances reached RMB 471.628 billion, up RMB 30.849 billion from the start of the year, with a growth rate of 7.00% [1] - Total liabilities were RMB 898.289 billion, increasing by RMB 41.705 billion, or 4.87% [1] - Customer deposits totaled RMB 540.536 billion, an increase of RMB 39.579 billion, representing a growth of 7.90% [1] - Net asset value per share was RMB 11.48, reflecting an increase of 1.68% since the beginning of the year [1] Regulatory Indicators - The capital adequacy ratio stood at 13.30% as of September 2025 [2] - The non-performing loan ratio remained stable at 1.70% compared to the beginning of the year [2] - The provision coverage ratio was 164.55%, indicating stable asset quality and risk mitigation capacity [2]
天津银行(01578.HK)前三季度净利润35.27亿元 同比增长5.47%