香港金管局：9月份香港新申请贷款个案环比减少1.1%至8316宗

Core Insights - In September, new mortgage loan applications in Hong Kong decreased by 1.1% month-on-month to 8,316 cases [1] - The amount of new mortgage loans approved increased by 9.4% month-on-month to HKD 31.4 billion [1] - The total outstanding mortgage loans rose by 0.2% month-on-month to HKD 1,891.4 billion [2] Group 1: Mortgage Applications - New mortgage loan applications decreased by 1.1% to 8,316 cases in September compared to August [1] - The amount of new mortgage loans approved for first-hand market transactions increased by 17.5% to HKD 12.6 billion [1] - The amount of new mortgage loans approved for second-hand market transactions increased by 6.1% to HKD 15.5 billion [1] Group 2: Mortgage Loan Amounts - New mortgage loan amounts drawn increased by 9.7% month-on-month to HKD 20.9 billion [1] - The proportion of new mortgage loans priced based on the Hong Kong Interbank Offered Rate (HIBOR) decreased from 94.4% in August to 92.6% in September [1] - The proportion of new mortgage loans priced based on the best lending rate increased from 1.3% in August to 1.5% in September [1] Group 3: Loan Performance - The mortgage loan delinquency ratio remained low at 0.13% [2] - The restructured loan ratio remained close to 0% [2]