结算 “分钟办”、成本降30%，解码浙江外贸金融服务体系

Core Insights - Financial support is crucial for the high-quality development of foreign trade in Zhejiang, a major province in China's foreign trade landscape [1] - The People's Bank of China (PBOC) Zhejiang Branch has introduced 17 targeted measures to stimulate foreign trade, focusing on areas such as foreign exchange, cross-border RMB, and digital finance [1][2] Financial Measures and Support - The PBOC Zhejiang Branch has implemented guidelines to support the comprehensive reform of international trade in Yiwu, enhancing the vitality of foreign trade through various financial services [1] - As of September, the loan balance for AEO (Authorized Economic Operator) enterprises in the province reached 185.4 billion yuan, with an increase of 19 billion yuan since the beginning of the year [1] - The bank has facilitated cross-border e-commerce by serving approximately 590,000 small and micro merchants, improving settlement efficiency by nearly 40% and reducing costs by over 30% [1] Cross-Border Trade Facilitation - The PBOC has included more "specialized, refined, and innovative" small and medium-sized enterprises in its facilitation policies, with 6,450 compliant enterprises registered [2] - A total of 2.5 million facilitation transactions have been processed, amounting to 350.7 billion USD, significantly saving processing time [2] - The establishment of dual channels for online and offline market procurement has led to a 17% year-on-year increase in dual convenience settlement, totaling 38.7 billion USD [2] RMB Internationalization - The cross-border RMB settlement volume reached nearly 2 trillion yuan in the first three quarters, with 1.3 trillion yuan related to current accounts and direct investments, ranking fourth nationally [3] - The cross-border RMB business has covered over 46,000 market entities, accounting for nearly 40% of the province's foreign trade enterprises [4] - The RMB settlement volume for cross-border e-commerce reached 319.79 billion yuan, with a year-on-year growth rate of 33.8% [4] Future Directions - The PBOC Zhejiang Branch aims to further enhance the role of cross-border RMB in facilitating trade and investment, promoting higher-level trade and investment facilitation pilot programs [5] - A three-year action plan has been introduced to optimize cross-border financial services in county areas, with 29 implementation measures [6] - The initiative includes the development of a WeChat mini-program for policy promotion and business consultation, enhancing service efficiency for foreign-related enterprises [6]