“十五五”金融强国建设蓝图：呼应六大内涵 锚定高质量发展

Core Insights - The "15th Five-Year Plan" emphasizes the strategic goal of accelerating the construction of a financial power, marking a significant shift from the previous focus on establishing a modern financial system to enhancing quality and global competitiveness [1][3][4] - The plan outlines six core components of a financial power, including a strong currency, a robust central bank, powerful financial institutions, an international financial center, effective financial regulation, and a skilled financial talent pool [1][2] Financial Development Strategy - The "15th Five-Year Plan" suggests a systematic upgrade of the central bank's framework, focusing on improving the monetary policy system and enhancing macro-prudential management [9][10] - Financial institutions are encouraged to specialize in their core functions and improve governance to reduce risks associated with homogeneous competition [19] Capital Market Reforms - The plan aims to enhance the inclusiveness and adaptability of the capital market, promoting direct financing through equity and bond markets while steadily developing futures, derivatives, and asset securitization [14][15] - The focus is on addressing the challenges of investment and financing coordination, which is crucial for fostering innovation and economic growth [14][15] Risk Management and Regulation - The "15th Five-Year Plan" emphasizes a systematic approach to risk prevention and resolution, particularly in key areas such as real estate, local government debt, and small financial institutions [17][18] - Strengthening the collaboration between central and local regulatory bodies is highlighted as essential for effective risk management [16][18] International Financial Center Development - The plan underscores the importance of establishing strong international financial centers, with Shanghai and Hong Kong being focal points for enhancing China's global financial influence [7][8] - The shift from being a participant to a leader in global financial governance is a key objective, aiming to shape international economic order [7] Financial Support for Real Economy - The "15th Five-Year Plan" prioritizes the development of five key financial areas: technology finance, inclusive finance, green finance, pension finance, and digital finance, aligning with national strategic goals [12][13] - These initiatives are designed to provide targeted financial support to meet the needs of the real economy and promote sustainable development [12][13]