SoFi's Fee Flywheel Confirms The Breakout

Core Viewpoint - SoFi Technologies (SOFI) has experienced an 11% increase since the last coverage, with a positive outlook as the company transitions to a capital-light business model focused on fee generation [1] Group 1: Company Performance - The shift towards a capital-light business model is accelerating, indicating strong growth potential for SoFi [1] Group 2: Investment Strategy - The investment approach focuses on identifying high-potential opportunities with an asymmetric risk-reward profile, aiming for a minimum upside potential of 3-5 times the downside risk [1] - Emphasis is placed on leveraging market inefficiencies and contrarian insights to maximize long-term compounding while safeguarding against capital impairment [1] - A 2-3 year investment horizon is adopted to endure market volatility, promoting patience, discipline, and intelligent capital allocation for superior returns over time [1]