J.P. Morgan Finds Women Are Driving Their Own Financial Success — Not Waiting To Inherit It

Core Insights - A growing number of women are taking control of their financial futures by investing and building wealth independently, moving away from the traditional narrative of waiting for inheritance [1] Group 1: Wealth Creation Trends - Younger women are actively building wealth without relying on inheritance, with 93% of those expecting an inheritance stating they are not depending on it to achieve financial goals [2] - The survey indicates that 69% of women with a financial plan are on track to meet their 2025 financial resolutions [2] Group 2: Perceptions of Wealth - Nearly 75% of respondents believe that having money provides security, while 64% of Gen Z and millennial women feel it offers freedom and choices [3] - Women who create a clear investment strategy are nearly three times more likely to feel confident about achieving their financial goals [3] Group 3: Financial Guidance - Recommendations for those starting their financial journey include automating investments, diversifying portfolios, continuous learning, regular goal check-ins, and building an emergency fund [4][5]