OppFi: Undervalued Fintech With Double-Digit Growth Potential, But I Remain Cautious

Core Insights - OppFi Inc. (OPFI) is a technology-driven digital finance platform that specializes in marketing, underwriting, and servicing installment loans to consumers through partnerships with community banks [1] - The company does not finance loans directly but focuses on leveraging technology to enhance its services [1] Company Overview - OppFi operates as a digital finance platform, emphasizing technology in its loan servicing model [1] - The company collaborates with community banks to provide installment loans, indicating a partnership-driven approach to its business model [1] Industry Context - The digital finance sector is increasingly reliant on technology to streamline loan processes and improve customer experience [1] - Partnerships with community banks suggest a trend towards collaboration in the financial services industry, allowing for a broader reach and enhanced service offerings [1]