Workflow
伊朗学生通讯社编译版:伊朗民营银行未来银行(Ayandeh Bank)破产清算
Shang Wu Bu Wang Zhan·2025-11-03 02:43

Core Viewpoint - The largest private bank in Iran, Ayandeh Bank, has entered bankruptcy liquidation as approved by the Central Bank of Iran, affecting its 260 branches, 4,000 employees, and 7 million customers, with all deposits transferred to Melli Bank [1] Summary by Relevant Sections Bank Operations - Ayandeh Bank was established in 2012 and initially attracted a large amount of public deposits by offering high interest rates [1] - At its peak in 2019, the bank's deposits accounted for 7.6% of the national banking system [1] - The bank's business model shifted away from traditional banking practices, leading to significant investments in real estate and other markets [1] Financial Issues - The bank faced a liquidity crisis due to a vicious cycle of using new deposits to pay high interest on previous deposits [1] - Approximately 90% of the loans issued by Ayandeh Bank were directed to enterprises and individuals associated with its major shareholders for project investments [1] - Notable projects funded included Iran's largest commercial project, Iran Mall [1]