Core Viewpoint - Jiujiang Bank plans to issue up to 860 million domestic shares and 175 million H-shares to qualified investors, aiming to enhance its core tier one capital and optimize its equity structure [1][3] Group 1: Capital Increase Announcement - The bank's capital increase will involve a non-public issuance of shares to no more than 35 qualified domestic institutional investors, including major shareholders [1] - If the issuance is fully completed, the total share capital will increase from approximately 2.847 billion shares to 3.882 billion shares, representing an increase of over 36% [1] Group 2: Previous Capital Increase Comparison - This marks the second capital increase since Jiujiang Bank's initial public offering in 2023, with the current plan being larger than the previous one [2] - The earlier capital increase in 2022 aimed to issue up to 365 million domestic shares and 75 million H-shares, raising nearly 4 billion yuan and expanding total share capital to about 2.847 billion shares [2] Group 3: Use of Proceeds - The net proceeds from the current fundraising will be used entirely to supplement the bank's core tier one capital, enhancing its risk resilience [3] Group 4: Financial Performance - Jiujiang Bank's net profit saw a significant decline of 55.2% in 2023 due to increased asset impairment losses, but a slight recovery is noted in 2024 with a 2.87% increase in net profit to 744 million yuan [3] - The bank's net profit for the first half of the current year reached 379 million yuan, but it remains below the stable profit levels of over 1.6 billion yuan from 2020 to 2022 [3] Group 5: Asset Scale and Capital Adequacy - As of June 30, 2025, Jiujiang Bank's total assets reached 519.655 billion yuan, an increase of 3.196 billion yuan from the end of 2024 [4] - The bank's core tier one capital adequacy ratio decreased to 8.62% from 9.44% at the end of the previous year, while the overall capital adequacy ratio fell to 11.18% from 13.17% [4]
拟增资超10亿股，九江银行再“补血”