增资扩股密集落地，地方国资成"顶梁柱" 21世纪经济报道记者 李览青 又一家区域性银行加入银行业增资扩股的浪潮。 21世纪经济报道记者注意到，1月23日，九江银行（06190.HK）发布公告称，该行增资扩股计划获得第一大股东九江市财政局、第三大股东兴业银行顶格参 与。 其中，九江市财政局拟认购不超过5亿元内资股，认购占比不超过其直接持股比例12.85%；兴业银行认购占比亦不超过自身持股比例10.34%。 九江银行在公告中表示，此次发行的主要目的是为有效补充该行核心一级资本，切实增强抵御风险能力，优化股权结构。主要股东认购方拟认购内资股，表 明其对该行未来的良好预期及对该行长期发展的支持，有利于该行优化资本结构，增强主营业务的核心竞争力，为股东创造更大价值。 九江银行的增资扩股计划并非个例，自2025年以来，多家银行掀起一轮密集的增资扩股浪潮，通过定增、配股、引入战投等方式补充资本。但另一面，亦有 以农商行、村镇银行、农信社为代表的中小银行主动减资"瘦身"，推动资本"减量增效"。 这两条路径看似相悖，实则均指向一个方向：在信贷投放持续加速、服务实体经济力度加大的背景下，商业银行加速优化资本结构、提升精细化运营管 ...

近日，港股上市公司九江银行发布公告称，该行董事会收到两名大股东九江市财政局、兴业银行出具的 意向函，两者拟认购该行内资股。 2025年10月份，九江银行发布公告表示，该行拟非公开发行不超过8.6亿股内资股及不超过1.75亿股H 股，其中内资股的发行对象可能包括主要股东认购方。如上述股份均完成发行，九江银行的总股本将从 28.47亿股增至38.82亿股，增幅约36%。 根据公告，九江市财政局和兴业银行各自认购的总金额占募集资金总额的比例，不超过两者持有九江银 行的股权比例。 九江市财政局有意认购的总金额不超过5亿元（人民币，下同），且认购的总金额占此次发行实际募集 资金总额的比例不超过其持有九江银行的股权比例，即约12.85%；兴业银行有意认购的总金额占此次 发行实际募集资金总额的比例不超过其持有九江银行的股权比例，即约10.24%。 截至2025年6月末，九江市财政局和兴业银行分别位列九江银行内资股第一大和第三大股东。 九江银行表示，此次发行主要目的是为有效补充该行核心一级资本，切实增强抵御风险能力，优化股权 结构。 "主要股东认购方拟认购内资股，表明其对本行未来的良好预期及对本行长期发展的支持，有利于本行 ...

九江银行增资扩股一事迎来进展。继2025年10月份披露拟发行不超过8.6亿股（含本数）内资股及不超 过1.75亿股（含本数）H股后，近日，九江银行再发公告称，第一大股东九江市财政局和第三大股东兴 业银行均参与此次增资，有意认购总额占此次发行实际募集资金总额的比例均不超过各自当前持股比 例，且九江市财政局有意认购金额不超过5亿元。 分析称，两家主要股东同步参与增资，既可为九江银行补充核心一级资本，也在问题股东处置股权未竟 的背景下传递了稳定信号。随着增资落地与股权清理推进，其治理与股权结构有望进一步优化。 财报显示，2025年前三季度，九江银行实现营收80.3亿元，同比下滑4.04%；净利润8.66亿元，同比增 速由上半年的-36.08%回升至3.94%。截至2025年三季度末，九江银行总资产达5213.34亿元，站上了 5200亿元新台阶。 不过，去年九江银行核心一级资本充足率却呈现下降趋势，截至2025年9月末为8.63%，较2024年末下 降0.81个百分点，也低于2025年9月末我国商业银行核心一级资本充足率平均水平10.87%。 增资"补血"获两大股东力挺 根据公告，九江银行于近日收到九江市财政局及兴 ...

九江银行(06190)公布，就公司建议以特别授权非公开发行内资股及H股，该行已于今日收到九江市财政 局及兴业银行于2026年1月23日分别出具的意向函。根据该等意向函，在本次发行及主要股东认购事项 获得所有必要的监管机构批准以及于临时股东会及类别股东会议上获股东批准的前提条件下，九江市财 政局有意认购的总金额不超过人民币5亿元的内资股，且占本次发行实际募集资金总额的比例不超过九 江市财政局于意向函日期直接持有该行的股权比例，即约12.85%;兴业银行有意认购的总金额占本次发 行实际募集资金总额的比例不超过兴业银行于意向函日期持有本行的股权比例，即约10.34%。 本次发行主要目的是为了有效补充该行核心一级资本，切实增强抵御风险能力，优化股权结构。主要股 东认购方拟认购内资股，表明其对该行未来的良好预期及对该行长期发展的支持，有利于该行优化资本 结构，增强主营业务的核心竞争力，为股东创造更大价值。 ...

本次发行主要目的是为了有效补充该行核心一级资本，切实增强抵御风险能力，优化股权结构。主要股 东认购方拟认购内资股，表明其对该行未来的良好预期及对该行长期发展的支持，有利于该行优化资本 结构，增强主营业务的核心竞争力，为股东创造更大价值。 智通财经APP讯，九江银行(06190)公布，就公司建议以特别授权非公开发行内资股及H股，该行已于今 日收到九江市财政局及兴业银行于2026年1月 23日分别出具的意向函。根据该等意向函，在本次发行及 主要股东认购事项获得所有必要的监管机构批准以及于临时股东会及类别股东会议上获股东批准的前提 条件下，九江市财政局有意认购的总金额不超过人民币5亿元的内资股，且占本次发行实际募集资金总 额的比例不超过九江市财政局于意向函日期直接持有该行的股权比例，即约12.85%;兴业银行有意认购 的总金额占本次发行实际募集资金总额的比例不超过兴业银行于意向函日期持有本行的股权比例，即约 10.34%。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 Bank of Jiujiang Co., Ltd.* * 6190 上市規則的涵義 公告 內幕消息及關連交易 主要股東認購方擬認購內資股 本公告乃由本行根據上市規則第13.09條及證券及期貨條例第XIVA部項下之內 幕消息條文（定義見上市規則）而作出。 茲提述本行日期為2025年10月31日之股份發行公告，內容有關（其中包括）建 議以特別授權非公開發行內資股及H股以及主要股東認購方擬認購內資股的潛 在關連交易。 主要股東認購事項 董事會欣然宣佈，本行已於今日收到九江市財政局及興業銀行於2026年1月23 日分別出具的意向函。根據該等意向函，在本次發行及主要股東認購事項獲得 所有必要的監管機構批准以及於臨時股東會及類別股東會議上獲股東批准的前 提條件下，九江市財政局有意認購的總金額不超過人民幣5億元的內資股，且 佔本次發行實際募集資金總額的比例不超過九江市財政局於意向函日期直接持 有本行的股權比例，即約 ...

Core Insights - The report highlights the need for improved sustainable information disclosure capabilities among small and medium-sized banks in China, revealing significant disparities influenced by regulatory pressures, market listing status, and regional characteristics [1][9]. Group 1: Research Findings - Finding 1: There is a notable divergence between mandatory and voluntary disclosures, with listed banks generally having more robust frameworks due to external compliance pressures, while non-listed banks rely heavily on management's strategic vision [3][4]. - Finding 2: Regional characteristics shape disclosure practices, with banks in green finance reform pilot areas leveraging policy advantages to innovate in areas like green credit and carbon accounting [5][6]. - Finding 3: Common capacity bottlenecks include insufficient internal motivation, weak data foundations, lack of organizational structure, and inadequate integration of environmental risks into core processes [7][8]. Group 2: Recommendations - The report proposes a tiered capability enhancement roadmap, suggesting banks improve internal governance, develop comprehensive ESG risk management systems, and establish practical climate risk stress testing mechanisms [8][9]. - Specific actions include clarifying board responsibilities for ESG oversight, creating dedicated departments, and developing localized carbon accounting practices [8].

Core Insights - The People's Bank of China has guided Jiujiang Bank's Shangrao branch to successfully grant a credit of 100 million yuan to a local agricultural development company for a "forest undergrowth medicinal herb" project, aligning with biodiversity finance guidelines [1] - The project benefits from a 30 basis points interest rate discount due to its ecological performance, effectively reducing financing costs and injecting financial momentum into ecological industry development [1] - The project is part of a three-pronged biodiversity finance framework that includes "standard leading + credit incentives + reward and subsidy linkage" [1] Group 1 - The project is located in Yugan County, which is in the core area of the Poyang Lake Ecological Economic Zone, providing ideal ecological conditions for the growth of undergrowth medicinal herbs due to its moist forest land and fertile soil [2] - The project embodies the ecological development concept of "coexistence of forest and medicine," utilizing a natural community structure to enhance soil quality and prevent soil erosion while promoting a beneficial cycle between forestry and medicinal herb cultivation [2] - It is expected to increase the average annual income of surrounding farmers by 2,000 to 3,500 yuan per mu, achieving a resonance between ecological protection and rural revitalization [2] Group 2 - Jiujiang Bank's Shangrao branch has established a special approval channel for biodiversity projects, optimizing the credit process and innovating interest rate pricing mechanisms to convert policy benefits into high-quality industrial development [3] - The loan not only lays a solid foundation for the large-scale and standardized development of the undergrowth economy in Yugan County but also serves as a replicable model for the banking industry to practice the concept of "lucid waters and lush mountains are invaluable assets" [3] - The bank plans to continue focusing on key areas, optimizing its credit service system, and further promoting biodiversity finance to contribute more to Jiangxi's national ecological civilization pilot zone [3]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年12月31日 狀態: 新提交 致：香港交易及結算所有限公司 第 1 頁 共 10 頁 v 1.1.1 FF301 公司名稱: 九江銀行股份有限公司 呈交日期: 2026年1月6日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06190 | 說明 | H 股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 482,367,200 | RMB | | 1 RMB | | 482,367,200 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 482,367,200 | RMB | | 1 RMB | | 482,367,200 | | ...

Core Viewpoint - The Ji'an branch of Jiujiang Bank is committed to supporting the local economy by focusing on industrial finance, particularly in the electronic information sector, which has over 2,200 enterprises and a well-established industrial chain [1] Group 1: Service Mechanism and Financial Solutions - The Ji'an branch has established a specialized team for industrial chain financial services, integrating a multi-dimensional service system that allows for rapid response and direct communication with enterprises [2] - The branch provides comprehensive financial solutions covering the entire supply chain, addressing pain points in technology innovation, capacity upgrades, market expansion, and working capital [2] - A dual-driven model of "bank + guarantee" has been implemented to alleviate financing difficulties for small and micro enterprises, enhancing collaboration with local guarantee companies [2] Group 2: Innovative Service Models - Jiujiang Bank has developed a "chain-based" service model that extends financial services to upstream and downstream enterprises, creating customized service plans for each supply chain [3] - The bank leverages digital transformation to create an ecosystem of "chain finance + matchmaking services + data empowerment," improving financing efficiency and reducing operational costs across the supply chain [3] - As of November 2025, the Ji'an branch has provided a total of 84 million yuan in financing support to six upstream suppliers of a chain leader, enhancing the overall efficiency and risk resilience of the industrial chain [3] Group 3: Future Outlook - The Ji'an branch aims to deepen its local industrial chain financial services, transitioning from a single product output to a comprehensive solution approach, while enhancing its professional, scenario-based, and digital service capabilities [4]