转自：新华财经 "不用抵押厂房、设备，而是科学评估企业在技术研发、知识产权和创新能力等方面的价值。九江银行 这笔700万元的贷款，有效缓解了公司资金短缺的燃眉之急，这是对我们坚持走技术创新之路的认 可。"近日，江西辙炜新材料科技股份有限公司相关负责人范晓春在获得九江银行"赣科新易贷"资金支 持后感慨。 这家坐落在九江湖口高新区的国家级专精特新"小巨人"企业，拥有多项发明专利，技术实力雄厚，曾经 面临"轻资产、高成长"带来的融资瓶颈。随着九江银行首批"赣科新易贷"雏形产品业务的落地，企业 的"技术软实力"正转化为实实在在的"融资硬实力"。 九江银行摆脱过度依赖传统抵押物的模式，转而依托中国人民银行江西省分行《报告》为企业精准"画 像"。《报告》中的综合评分与细分指标，从技术含量、创新活跃度、成果产出等多个维度，清晰呈现 如江西辙炜新材料科技股份有限公司等企业的核心竞争力。这有效补充传统财务数据之外的授信审批依 据，让银行目光从"看砖头"转向"看专利"。同时，九江银行基于《报告》构建的首版增信模型，能够将 符合条件的科技型企业授信额度最高提升至原有基础的两倍，放大其信用价值。 在项目推进过程中，九江银行积极与九江 ...

年末将至，中小银行资本补充进入"冲刺期"，增资扩股、定向募股成为主流"补血"方式，新一轮资本补 充潮正加速袭来。 12月8日，苏州银行发布公告称，该行于当日收到大股东苏州国际发展集团有限公司（以下简称"国发集 团"）出具的《关于权益变动的告知函》。 公告显示，国发集团及其一致行动人东吴证券股份有限公司于2025年7月1日至2025年12月5日期间通过 深圳证券交易所交易系统集中竞价交易合计增持苏州银行股份4470.6654万股，占总股本的1.00%。 来源：金融时报 12月4日，湖南银行增资扩股工作正式收官的消息也引发了行业关注。湖南银行发布的公告显示，该行 于近日收到湖南金融监管局批复，批准该行增加注册资本10亿元人民币。 记者查询天眼查工商信息发现，目前，湖南银行已经发生工商变更，注册资本由约77.5亿元人民币增至 约87.5亿元人民币，增幅近13%。 此次增资的"含金量"颇高。据湖南银行透露，该行本次向9家特定对象发行10亿股普通股，共募集资金 人民币40.1亿元，扣除发行费用后，募集资金净额为人民币40.09亿元。其中，计入实收股本人民币10亿 元，计入资本公积人民币30.09亿元。在本次增资完成后， ...

转自：新华财经 电子信息产业作为江西省首个"万亿级产业"，已成为推动经济高质量发展的核心引擎，营收已连续三年 超万亿元，逐渐形成"芯光屏板链智网"全产业链集群协同发展格局。 九江银行聚焦电子信息产业全链条、全周期的金融需求，加快构建专业化、系统化的产业金融综合服务 体系，推动金融服务与产业发展深度融合。 以吉安作为试点地区为例，九江银行通过精准对接企业实际需求，持续提升金融支持的适配性与实效 性，着力提炼具有示范价值的服务范式，为江西省电子信息产业高质量发展贡献"九银方案"。 面对这一机遇，九江银行将产业金融确立为全行中长期战略转型关键方向，深度融入区域经济发展大 局，在吉安率先启动产业金融综合服务试点，以金融活水滴灌产业链上下游各环节，赋能技术创新、产 能升级与生态构建。 强化总分联动，完善闭环管理机制 立足服务实体经济，九江银行创新构建贯穿电子信息产业全周期的现代化产业服务机制，系统提升对全 省电子信息产业的综合服务能力。 在战略引领层面，九江银行发挥统筹管理职能，设立总分联动的电子信息产业工作专班，建立覆盖项目 对接、产业调研、方案制定、落地推进、成效评估的常态化全过程跟踪协调机制，确保服务不断档、推 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年11月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 九江銀行股份有限公司 呈交日期: 2025年12月1日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06190 | 說明 | H 股 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 482,367,200 | RMB | | 1 | RMB | | 482,367,200 | | 增加 / 減少 (-) | | | 0 | | | | RMB | | 0 | | 本月底結存 | | | 482,367,200 | RMB | | 1 | RMB | | 482,367,200 | | 2. 股份分類 ...

Core Viewpoint - The development of technology finance is essential for promoting the deep integration of technological innovation and industrial development, as well as achieving high-quality economic growth in Jiangxi province [3][12]. Group 1: Financing Initiatives - Jiangxi Xunkang Technology Co., Ltd. and Kruit Software Group Co., Ltd. received loans of 14 million yuan and 12 million yuan respectively, under the "Qianfei Loan" program, which aims to address the financing challenges faced by technology-oriented enterprises [1]. - The "Qianfei Loan" program has provided a total of 2.099 billion yuan in loans to 127 technology-oriented enterprises in Jiangxi within just six months [1][2]. Group 2: Policy and System Innovation - The Jiangxi financial system is focusing on technology finance as a priority, implementing innovative measures to create a financial service system that meets the high-quality development needs of local technology innovation [2][5]. - A multi-dimensional approach is being taken to innovate the technology finance system, including institutional, product, and service model innovations [6][8]. Group 3: Performance Metrics - In 2023, Jiangxi's total R&D investment exceeded 60 billion yuan, and the transaction volume of technology contracts reached 258.8 billion yuan, marking a 10.1-fold increase compared to the end of the 13th Five-Year Plan [3]. - As of September, the balance of technology loans in Jiangxi reached 1.05 trillion yuan, with a year-on-year growth of 14%, surpassing the national average growth rate of 2.2% [10]. Group 4: Collaborative Efforts - The establishment of a technology finance alliance has seen participation from 50 financial institutions, providing a range of financial products and services to technology enterprises [10]. - The "Yiqi Growth" model aims to align loan pricing and future financial services with the growth potential of technology enterprises, fostering long-term partnerships between banks and companies [8][11].

Summary of Key Points Core Viewpoint - As of November 26, a total of 39 stocks reached their 52-week highs, with notable performances from Fire Rock Holdings (02975), Crocodile Garments (02977), and Aisuo Holdings (08585) showing significant increases in their high rates [1]. 52-Week Highs - Fire Rock Holdings (02975) achieved a closing price of 0.114 with a peak of 0.231, marking a high rate of 285.00% - Crocodile Garments (02977) closed at 0.085, reaching a high of 0.189, reflecting a high rate of 170.00% - Aisuo Holdings (08585) closed at 0.021, with a peak of 0.040, resulting in a high rate of 110.53% - Other notable stocks include: - Fulltech Electric Group Holdings (01750) with a high rate of 23.64% - Century United Holdings (01959) at 22.05% - Cassava Resources (00841) at 20.19% [1]. 52-Week Lows - The stock with the largest decline was Jia Jin Investment International (00310), which closed at 0.141, reaching a low of 0.137, resulting in a decline rate of -25.95% - Crown Central Properties (00193) closed at 0.168, with a low of 0.141, reflecting a decline rate of -18.02% - Lion Holdings (02562) had a closing price of 4.710, with a low of 4.680, showing a decline rate of -9.48% - Other significant declines include: - Huading Holdings (03398) at -7.14% - XL Two South Strategy - U (09799) at -5.96% [2].

Core Viewpoint - Jiujiang Bank has transformed its advantages in party building into development advantages, maintaining steady growth over 25 years while focusing on serving the real economy and creating diverse value for customers, employees, and society [1] Group 1: Service to the Real Economy - Jiujiang Bank aims to optimize financial service supply, focusing on the needs of Jiangxi and providing financial support to the real economy, thereby contributing to the construction of a modern industrial system [1] - The bank has innovated a "inventory pledge + supply chain finance" model to address the financing challenges faced by light-asset copper processing enterprises, successfully issuing a loan of 130 million yuan [2] - As of the end of October, the platform for industrial finance has achieved a cumulative transaction amount of 252.6 billion yuan, effectively addressing financing difficulties for small and medium-sized enterprises [2] Group 2: Technological and Green Finance - Jiujiang Bank has introduced a "technical flow" evaluation system and various financial products to support technology enterprises, with a technology loan balance of 44.706 billion yuan, an increase of 11.75% from the beginning of the year [3] - The bank established the first green finance department in the province, creating multiple green financial products to support energy-saving and carbon-reduction initiatives, with a green loan balance of 44.697 billion yuan, up 16.13% year-to-date [4] - The bank has successfully issued 4 billion yuan in green financial bonds and has been recognized for its contributions to green finance [4] Group 3: Commitment to Social Responsibility - Jiujiang Bank has launched "New Employment Group Service Stations" to provide essential services and financial education to new employment groups, reflecting its commitment to "finance for the people" [5][6] - The bank has developed an elderly-friendly banking service and launched a comprehensive financial service brand for elderly care, demonstrating its focus on meeting diverse customer needs [6] - The bank actively engages in charitable activities, having established a charity foundation and received recognition for its social contributions [6] Group 4: Future Development Strategy - Jiujiang Bank aims to continue its strategic positioning of "party leadership, distinctive operations, quality enhancement, technology-driven, talent empowerment, and strict governance" to achieve high-quality development in the future [7]

Core Viewpoint - The article highlights the significant achievements and contributions of Jiujiang Bank over the past 25 years, emphasizing its commitment to serving the local economy and community while integrating party leadership into its governance and operations [1][3][4]. Group 1: Party Leadership and Governance - Jiujiang Bank has integrated party leadership into all aspects of its governance and operations, establishing a model that transforms party advantages into developmental advantages, resulting in a total asset exceeding 500 billion yuan and recognition as a medium-sized commercial bank [3]. - The bank has consistently ranked among the "Global Top 500 Banks" and "Top 100 Enterprises in Jiangxi" for several years, reflecting its robust governance and operational performance [3]. Group 2: Service to Local Development - As a local bank, Jiujiang Bank prioritizes serving local development, aligning its operations with provincial strategies and focusing on key industries and projects to support rural revitalization and urban-rural integration [4]. - By the end of October, the bank's loan balance in Jiangxi reached 279.21 billion yuan, accounting for 87.21% of its total loans, demonstrating its commitment to channeling financial resources towards local needs [4]. Group 3: Financial Inclusion and Community Support - Jiujiang Bank has maintained its "people's finance" ethos, focusing on customer-centric services and community contributions, which has led to the establishment of a comprehensive financial service network across the province [4][5]. - The bank has contributed over 1 billion yuan in taxes for 11 consecutive years and has been recognized as the top taxpayer among local enterprises in Jiujiang for 12 years [4]. Group 4: Support for the Real Economy - The bank has developed innovative financial solutions to address the financing challenges faced by local industries, such as the "inventory pledge + supply chain finance" model, which has successfully provided loans to businesses like Jiangxi Shengtong New Materials Co., Ltd [7]. - Jiujiang Bank has established a comprehensive service platform for industrial finance, facilitating transactions worth 252.6 billion yuan by the end of October, effectively addressing financing difficulties for small and medium-sized enterprises [7][8]. Group 5: Focus on Small and Micro Enterprises - The bank has implemented various initiatives to support small and micro enterprises, including a credit issuance of over 14 billion yuan to more than 8,000 small businesses, and has reduced fees by 874 million yuan since 2024 [10]. - Jiujiang Bank has also launched specialized financial products to meet the diverse needs of small businesses and individual entrepreneurs, enhancing their access to financial resources [9][10]. Group 6: Commitment to Sustainable Development - The bank has established a green finance department and developed multiple green financial products, achieving a green loan balance of 44.697 billion yuan, which increased by 16.13% since the beginning of the year [12]. - Jiujiang Bank has actively participated in green finance initiatives and has been recognized for its contributions to sustainable development, including the issuance of green financial bonds [12]. Group 7: Social Responsibility and Community Engagement - The bank has launched initiatives to support new employment groups and enhance financial literacy, providing various services to improve community welfare [13][14]. - Jiujiang Bank has been involved in numerous charitable activities, establishing a foundation and receiving multiple awards for its social responsibility efforts [15].

Group 1 - The core point of the article is that Jiujiang Bank has announced a plan to issue up to 860 million domestic shares and up to 175 million H-shares to raise funds for supplementing its core Tier 1 capital [1] - As of the announcement date, Jiujiang Bank's total share capital is approximately 2.847 billion shares, and if the issuance is fully completed, the total share capital will increase to 3.882 billion shares, representing an increase of over 36% [1] - From 2020 to 2022, Jiujiang Bank's core Tier 1 capital adequacy ratio declined from 9.02% to 7.93%, nearing the regulatory minimum requirement [1] Group 2 - In response to the declining capital adequacy ratio, Jiujiang Bank initiated its first capital increase plan after going public at the end of 2022, aiming to issue up to 365 million domestic shares and up to 75 million H-shares, ultimately raising nearly 4 billion yuan by the end of 2023 [1] - Since its listing, Jiujiang Bank has conducted a total of 11 shareholder capital contribution changes to continuously "replenish" its capital [1] - According to Wu Zewei, a special researcher at Suzhou Bank, the targeted issuance and introduction of strategic investors will enhance the bank's risk resistance capability and support real credit lending, while also optimizing the equity structure and improving corporate governance [1]

Core Viewpoint - Xiamen Junhe Holdings Co., Ltd. is auctioning 44.613 million shares of Jiujiang Bank, with an evaluation and starting price of 513 million yuan, indicating financial distress within the company and potential restructuring in Jiujiang Bank's shareholder structure [2][4][6]. Group 1: Shareholder Information - Xiamen Junhe is the seventh largest domestic shareholder of Jiujiang Bank, holding approximately 86.6531 million shares, which accounts for 3.04% of the total share capital [4][6]. - The auctioned shares represent 51.5% of Xiamen Junhe's total holdings in Jiujiang Bank [4]. Group 2: Financial Performance - Jiujiang Bank's financial performance has been under pressure, with a revenue of 8.03 billion yuan for the first three quarters of 2025, a year-on-year decline of 4.04%, while net profit increased by 3.94% to 866 million yuan [5][6]. - As of November 5, 2025, Jiujiang Bank's stock price was 2 HKD, with a total market capitalization of 5.695 billion HKD [5]. Group 3: Recent Developments - This auction is the second significant equity disposal for Jiujiang Bank, following a failed auction of 41.652 million shares held by another major shareholder, Jiangxi Baoshen Industrial Co., Ltd. [5]. - On October 31, 2025, Jiujiang Bank announced a new capital increase plan, intending to issue up to 860 million domestic shares and 175 million H-shares to enhance core tier one capital and optimize its equity structure [6].