EF001 免責聲明 | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | | --- | --- | | | 股票發行人現金股息公告 | | 發行人名稱 | 九江銀行股份有限公司 | | 股份代號 | 06190 | | 多櫃檯股份代號及貨幣 | 不適用 | | 相關股份代號及名稱 | 不適用 | | 公告標題 | 截至2025年12月31日止年度的末期股息 | | 公告日期 | 2026年3月31日 | | 公告狀態 | 新公告 | | 股息信息 | | | 股息類型 | 末期 | | 股息性質 | 普通股息 | | 財政年末 | 2025年12月31日 | | 宣派股息的報告期末 | 2025年12月31日 | | 宣派股息 | 每 10 股 0.56 RMB | | 股東批准日期 | 有待公佈 | | 香港過戶登記處相關信息 | | | 派息金額及公司預設派發貨幣 | HKD， 金額有待公佈 | | 匯率 | 有待公佈 | | 除淨日 | ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 Bank of Jiujiang Co., Ltd.* * 6190 截至 2025 年 12 月 31 日止年度之 年度業績公告 九江銀行股份有限公司*（「本行」）董事會（「董事會」）欣然宣佈本行及其附屬公 司（「本集團」）截至2025年12月31日止年度之經審計的綜合年度業績（「年度業 績」）。本業績公告符合香港聯合交易所有限公司（「香港聯交所」）證券上市規則中 有關年度業績初步公告附載的資料之要求。董事會及董事會審計委員會已審閱此 年度業績。 本業績公告分別在香港聯交所披露易網站( www.hkexnews.hk )及本行網站 ( www.jjccb.com )發佈。 本行2025年年度報告將分別在上述香港聯交所披露易網站及本行網站發佈，並按 本行H股股東選擇收取公司通訊的方式寄發予本行H股股東。 承董事會命 九江銀行股份有限公司* 董事長 周時辛 中華人民共和國，江西 2026年3月31日 於本 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 中華人民共和國，江西 二零二六年三月十九日 於本公告日期，本行董事會包括執行董事周時辛先生、肖璟先生及袁德磊先生； 非執行董事羅峰先生、史志山先生、周苗女士及劉一男先生；及獨立非執行董事 王宛秋女士、張永宏先生、田力先生及郭傑群先生。 Bank of Jiujiang Co., Ltd.* 九江銀行股份有限公司*（「本行」）董事會（「董事會」）謹此宣佈，董事會會議將於 二零二六年三月三十一日（星期二）舉行，以審議及批准（其中包括）本行及其附屬 公司截至二零二五年十二月三十一日止之年度業績及其發佈，並考慮建議派發末 期股息（如有）。 承董事會命 九江銀行股份有限公司* 董事長 周時辛 * 6190 董事會會議召開日期 * 九江銀行股份有限公司並非香港法例第155章銀行業條例所界定的認可機構，不受香港金 融管理局的監督，亦未獲授權在香港經營銀行及╱或接受存款業務。 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2026年2月28日 狀態: 新提交 致：香港交易及結算所有限公司 | 2. 股份分類 | 普通股 | 股份類別 | | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 內資股 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 2,365,000,000 | RMB | | 1 | RMB | | 2,365,000,000 | | 增加 / 減少 (-) | | | 0 | | | | RMB | | 0 | | 本月底結存 | | | 2,365,000,000 | RMB | | 1 | RMB | | 2,365,000,000 | 本月底法定/註冊股本總額： RMB 2,847,367,200 FF301 第 1 頁 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 Bank of Jiujiang Co., Ltd.* * 6190 於 2026 年 2 月 28 日舉行之 2026 年第一次臨時股東會、2026 年第一次內資股類別股東會議及 2026 年第一次 H 股類別股東會議之投票表決結果 茲提述九江銀行股份有限公司（「* 本行」）日期為2026年2月10日之2026年第一次臨 時股東會（「臨時股東會」）、2026年第一次內資股類別股東會議（「內資股類別股東 會議」）及2026年第一次H股類別股東會議（「H股類別股東會議」）（統稱為「該等會 議」）的通函（「通函」）。除文義另有所指外，本公告所用詞彙與通函所界定者具有 相同涵義。 董事會謹此宣佈，該等會議已於2026年2月28日（星期六）下午三時正假座中國江 西省九江市濂溪區長虹大道619號九江銀行大廈四樓會議室以現場會議形式依次 舉行。 一、該等會議召開和出席情況 （一）該等會議召開情況 該等會議已於202 ...

九江銀行股份有限公司董事會審計委員會工作細則 （2026年2月修訂） 第一章 總則 第一條 為規範九江銀行股份有限公司（以下簡稱「本行」）董事會決策機制， 完善公司治理結構，根據《中華人民共和國公司法》（以下簡稱《公司法》）、《商業 銀行內部審計指引》《銀行保險機構公司治理準則》《銀行保險機構董事監事履職 評價辦法（試行）》《九江銀行股份有限公司章程》（以下簡稱《公司章程》）、《香港 聯合交易所有限公司證券上市規則》（以下簡稱《上市規則》）及其他有關規定，本 行特設立董事會審計委員會（以下簡稱審計委員會），並制定本工作細則。 第二條 審計委員會是董事會下設的專門工作機構，按照法律法規、監管規 定、《公司章程》及本工作細則履行職責，並行使《公司法》和監管制度規定的監事 會職權。 第二章 人員組成 第三條 審計委員會委員由至少3名董事組成，其中所有委員均為非執行董 事，獨立董事人數應過半數，並且至少有一名獨立董事需具備《上市規則》所規定 的專業資格或具備適當的會計或相關的財務管理專長。 審計委員會成員應當具備財務、審計、會計或法律等某一方面的專業知識和 工作經驗。 本行現任會計師事務所的前任合夥人在以下日期（以日 ...

Group 1 - The core issue highlighted is the recent stock auction failure of Jiujiang Bank, where 41.65 million shares were auctioned at an assessed value of 609 million yuan but failed to attract any bids, indicating market concerns over the asset quality and liquidity of small and medium-sized city commercial banks [1] - Jiujiang Bank's non-performing loan ratio has risen to 2.19% by the end of 2024, and its core Tier 1 capital adequacy ratio was reported at 8.63% as of September 2025, reflecting fundamental risks that may negatively impact investor confidence [1] Group 2 - The trading activity of Jiujiang Bank's stock on the Hong Kong Stock Exchange has been extremely low, with the latest price at 1.87 HKD as of February 24, 2026, representing a decline of 0.53% from the previous day, and several trading days showing zero transaction volume and turnover rate [2] - The stock is trading significantly below its book value, with a price-to-book ratio of 0.14, indicating a disconnection from the broader banking sector, which saw a decline of 1.03%, while the Hang Seng Index fell by 2.00% [2]

Core Viewpoint - Jiujiang Bank (06190.HK) is undergoing significant changes, including a capital increase plan and potential shifts in shareholder structure, which may impact its financial stability and governance. Group 1: Company Project Advancement - Jiujiang Bank plans to initiate a capital increase in October 2025, proposing to issue up to 860 million domestic shares and 175 million H-shares, potentially increasing total shares from 2.847 billion to 3.882 billion, a 36.4% increase. The first major shareholder, Jiujiang Municipal Finance Bureau, and the third major shareholder, Industrial Bank, have expressed intent to subscribe, but there has been no substantial progress on the H-share issuance. Future attention is needed on whether the fundraising target is met and its impact on the equity structure of new and existing shareholders [1]. Group 2: Company Structure and Governance - The seventh largest shareholder, Yuhang (Xiamen) Holdings (holding 3.04%), is facing a failed auction of its shares in December 2025. The eighth largest shareholder, Jiangxi Baoshen Industrial (holding 2.98%), has also encountered difficulties in selling its shares, which are currently in the process of being liquidated. These issues may lead to changes in the equity structure and affect the stability of corporate governance [2]. Group 3: Financial Condition - As of September 2025, Jiujiang Bank's core Tier 1 capital adequacy ratio stands at 8.63%, a decrease of 0.81 percentage points since the beginning of the year, approaching the regulatory minimum. The capital increase plan aims to replenish core Tier 1 capital, which will directly influence whether the capital adequacy ratio can recover to a safe level (above 9.5%), thereby affecting the bank's risk resilience [3]. Group 4: Operating Condition - As of June 2025, the non-performing loan ratio is 1.88%, but the proportion of special mention loans is high at 5.79%. Additionally, a debt of 720 million yuan owed by local AMC Guothou Assets, which accounts for 80.8% of the bank's net profit for the first three quarters of 2025, remains unresolved. Attention is needed on the progress of non-performing asset disposal, changes in exposure to the real estate sector, and whether this will lead to further provisioning [4]. Group 5: Policy and Regulation - In the first half of 2025, the bank received multiple regulatory fines related to the improper use of credit funds. From late 2025 to early 2026, there has been a surge in consumer complaints regarding issues such as aggressive debt collection and violations of credit inquiry regulations. Future observation is required on the internal governance optimization measures and the outcomes of regulatory reviews [5]. Group 6: Recent Stock Performance - The H-share price has declined approximately 84% from its peak in 2021, with a price-to-book ratio of only 0.13 times at the beginning of 2026. Developments in the capital increase, signals of asset quality improvement, or internal compliance issues may exacerbate stock price volatility, necessitating attention to market sentiment changes [6].

Corporate Dynamics - Huaxia Bank reported a net profit attributable to shareholders of 27.2 billion yuan for 2025, a slight decrease of 1.72% year-on-year [1] - The bank's operating income for 2025 was 91.914 billion yuan, down 5.39% compared to the previous year [1] - Total assets reached 4.737619 trillion yuan, reflecting an 8.25% increase from the end of the previous year [1] Financial Adjustments - Bank of China raised the minimum purchase amount for its accumulation gold products from 950 yuan to 1,200 yuan [2] - Bank of Communications announced an increase in the margin ratio for personal clients trading gold contracts from 60% to 80% due to heightened market risks [3] - China Construction Bank will implement dynamic trading limit management for its gold products and suspend physical repurchase services from February 14 to February 23 [4] Capital Increases - Jiujiang Bank plans to increase its capital and has received support from two major shareholders, including Industrial Bank, which will subscribe to the bank's domestic shares [5] Personnel Changes - Bank of China appointed Huang Xueling as a new executive, expected to serve as vice president after completing relevant procedures [6] - Beijing Bank elected Guan Wenjie as the new chairman and appointed Wei Yu as vice president, pending regulatory approval [7] - China Everbright Bank appointed Yang Wenhua as vice president and chief compliance officer, and Wang Yongqi as vice president, effective upon regulatory approval [8] Legal and Regulatory Issues - Lin Jingzhen, former vice president of Bank of China, was expelled from the party for serious violations, along with several other senior officials from major banks [9] - Xu Yiding, vice president of Agricultural Development Bank, is under investigation for serious violations [10]

Fundraising Overview - The company has received approval from the China Securities Regulatory Commission for its initial public offering (IPO), allowing it to issue 34.19 million shares at a price of RMB 15.38 per share, raising a total of RMB 525.84 million, with a net amount of RMB 457.44 million after deducting issuance costs [2]. Fund Management and Regulatory Compliance - The company has established a special account for the raised funds and signed a tripartite supervision agreement with CITIC Securities and Jiujiang Bank to ensure proper management and protection of investor rights [3][4]. - The special account is designated solely for the "Electronic Technology Park and High-end Smart Home Industrial Park Project," with a total of RMB 63.45 million stored in this account [4]. Agreement Details - The tripartite agreement outlines the responsibilities of each party, including the management of the special account, cash management procedures, and the requirement for monthly account statements to be provided to the sponsor [5][6]. - The agreement stipulates that any withdrawal exceeding RMB 50 million or 20% of the net raised funds must be reported to the sponsor within five working days [7][8]. Compliance and Monitoring - The sponsor is responsible for ongoing supervision of the fund management and usage, with the right to conduct on-site inspections and inquiries [6][8]. - The agreement will remain in effect until all funds are fully utilized and the supervision period by the sponsor concludes [8][9].