“9280元转眼涨到了10218元！”黄金税收政策对普通人买金有影响吗？

Core Viewpoint - The announcement of new tax policies regarding gold by the Ministry of Finance and the State Taxation Administration has led to a significant increase in the prices of investment gold bars and gold beans, with prices rising above 1000 yuan per gram within hours [1][4]. Price Changes - On November 1, the price of gold bars surged from 9280 yuan to 10218 yuan per 10 grams within a single afternoon, with many brands now priced above 1000 yuan per gram [1]. - By the evening of November 1, many investment gold bars were either taken off the market or had their prices raised, with some brands exceeding 1200 yuan per gram [2]. - The price of gold bars has now surpassed that of gold jewelry, with brands like Chow Tai Fook and Chow Sang Sang offering gold jewelry at 1198 yuan and 1193 yuan per gram, respectively [2]. Market Availability - There are reports of local banks showing a lack of available gold bars, indicating a potential supply issue in the market [3]. Tax Policy Implications - The new tax policy, effective from November 1, 2025, exempts value-added tax (VAT) for transactions involving standard gold when sold by member units or clients through designated exchanges, impacting investment gold transactions [4][5]. - The policy does not affect the retail prices of gold jewelry for consumers, as the existing tax structure for consumer goods remains unchanged [6]. - However, there is a possibility that reduced supply of non-exchange gold materials could increase production costs for gold jewelry, potentially affecting retail prices in the future [6].