统筹融资信用服务平台建设，“川易贷”上线运行！

Core Insights - The "Chuan Yi Dai" platform is established as a provincial-level financing credit service platform in Sichuan, aimed at addressing information asymmetry between banks and enterprises, thereby reducing financing costs for businesses [3][4] - In 2024, banks are expected to issue a total of 35.1 trillion yuan in loans through a national integrated platform, with 8.7 trillion yuan being credit loans [1] Group 1: Platform Overview - The "Chuan Yi Dai" platform is the only provincial financing credit service platform in Sichuan, consolidating public credit information services for financial institutions [3][4] - The platform utilizes a variety of credit data resources, including tax, corporate registration, social security, housing fund, and judicial data, to enhance credit assessment and reshape lending models [3][4] Group 2: Operational Mechanism - The platform has developed a "pre-approval whitelist" service mechanism, which currently includes 1 million enterprises, allowing for pre-matched credit limits based on multi-dimensional data [3][4] - The platform aims to shift the paradigm from "enterprises seeking funds" to "funds seeking enterprises" by facilitating access to credit for businesses without prior loan records [3][4] Group 3: Service Network and Features - The "Chuan Yi Dai" platform is designed as a key financial application within the digital government framework, with a planned "1+21+N" architecture to achieve full coverage of 21 city (prefecture) sub-stations by early 2026 [4] - Since its trial run in August, the platform has partnered with 50 major banks in Sichuan, offering over 200 online credit products and creating a closed-loop service from online application to efficient loan disbursement [4]