香港公布金融科技3.0时代发展蓝图，预计未来三年每年投资1000亿港元

Core Viewpoint - The Hong Kong Monetary Authority (HKMA) has unveiled the "FinTech 2030" blueprint aimed at establishing Hong Kong as a resilient and future-oriented financial technology hub, leading into the era of FinTech 3.0 [1] Group 1: Key Pillars of "FinTech 2030" - The initiative focuses on four main pillars, collectively referred to as "DART," which includes over 40 specific projects [4] - The first pillar involves building a new generation of data and payment infrastructure to support secure, efficient, and scalable data sharing, enhancing cross-border payment connectivity, and creating new opportunities for businesses and citizens [4] - The second pillar emphasizes the comprehensive application of artificial intelligence (AI) in the financial sector, with the introduction of a new "AI2" strategy to promote responsible AI use and enhance banking services [4] Group 2: Resilience and Tokenization - The third pillar aims to strengthen business and technological resilience, preparing for the quantum computing era by establishing new cybersecurity certification frameworks and real-time analysis systems [5] - The fourth pillar focuses on promoting the tokenization of real-world assets, with HKMA leading by example in tokenizing government bonds and exploring the feasibility of foreign exchange fund notes and bond tokenization [5] Group 3: Current Landscape and Future Projections - The HKMA's Ensemble project sandbox allows companies to test innovative products and services in a controlled environment, facilitating the exploration of blockchain-based financial market infrastructure [6] - The financial technology sector is deeply integrated into most banking areas in Hong Kong, with an expected annual investment of HKD 100 billion over the next three years [6] - Currently, there are over 1,200 fintech companies in Hong Kong, with a year-on-year increase of 12%, and projected total revenue for the fintech industry to exceed USD 600 billion by 2032 [6]