多家银行上调黄金积存门槛至1200元，投资渠道或迁移

Core Viewpoint - The new gold tax policy is expected to have no impact on personal old gold jewelry, but may lead to short-term fluctuations in retail gold prices and a potential shift in personal investment channels for gold [1] Group 1: Tax Policy Impact - The new gold tax policy is anticipated to not affect personal old gold jewelry [1] - There is a possibility of short-term fluctuations in retail gold prices due to the new tax policy [1] Group 2: Banking and Investment Channels - Several banks have recently raised the minimum purchase threshold for gold accumulation business, with some banks increasing it to 1200 yuan [1] - If more banks suspend or tighten their gold accumulation business, it may lead to a migration of personal investment channels for gold [1]