“乘客开门”“好意搭载”发生事故，谁担责、怎么赔（法治聚焦）

Core Viewpoint - The article discusses recent judicial interpretations and rulings regarding traffic accident liability, particularly focusing on cases involving passenger actions and the responsibilities of insurance companies and ride-hailing platforms [2][3][9]. Group 1: Traffic Accident Liability - In a case where a passenger opened a car door without caution, leading to an accident, the court ruled that both the driver and the passenger share liability, with the insurance company responsible for compensating the victim within the policy limits [3][4]. - The court emphasized that the actions of both the driver and the passenger contributed to the accident, thus reinforcing the notion that all parties involved in a vehicle are collectively responsible [4][5]. Group 2: Ride-Hailing Platform Responsibilities - A case involving a ride-hailing service highlighted that the platform company is liable for passenger injuries caused by the driver's negligence during the ride, as it is considered a transportation contract [9][11]. - The court mandated the ride-hailing platform to compensate the injured passenger, reinforcing the need for platforms to ensure operational safety and protect passenger rights [10][12]. Group 3: Legal Framework and Implications - The article outlines the legal framework under the Civil Code, which stipulates that in traffic accidents, the insurance must first cover damages, followed by the driver and then the passenger if necessary [3][4]. - The increasing number of electric bicycles on the road has led to more accidents, necessitating a stronger emphasis on safety awareness among all road users, including electric bicycle riders [7][8].