金价持续下行，现在想买黄金？先搞懂这5个问题再出手

Core Viewpoint - The recent decline in gold prices is attributed to a combination of short-term factors, but long-term support remains intact, indicating a healthy correction within a bull market rather than the onset of a bear market [3][4]. Market Analysis - Gold prices have dropped from a peak of 4381 USD/oz to 4025.34 USD/oz, a decline of over 8% [1]. - The recent downturn is driven by three short-term factors: excessive prior gains, easing geopolitical risks, and a temporary rebound in the US dollar [3]. - Despite the short-term pressures, long-term support remains strong due to continued interest rate cuts by the Federal Reserve and significant gold purchases by global central banks [3][4]. Investment Strategies - Investors are advised to look for stability signals, such as gold prices maintaining above 4025 USD for three consecutive days and a downward trend in 10-year US Treasury yields [4]. - Two recommended investment methods include dollar-cost averaging and phased buying to mitigate risks associated with price volatility [6][7]. Product Selection - Preferred investment options include low-premium, easily liquidated products, while high-premium and pseudo-investment products should be avoided [6][8]. - Specific investment vehicles such as gold ETFs and bank gold bars are highlighted for their lower premiums and ease of transaction [8]. Risk Management - It is crucial to limit gold holdings to 5-10% of total assets to avoid liquidity issues and missed opportunities [10]. - Investors should adopt a strategy of taking profits when gold prices rise significantly while maintaining a long-term holding approach during short-term declines [10][11].