黄金税收调整，金条备受追捧！多家银行上调“积存金”门槛

Core Viewpoint - Recent adjustments to gold trading tax policies by the Ministry of Finance and the State Taxation Administration have garnered significant attention from investors, raising questions about potential impacts on gold investments [1] Group 1: Gold Trading and Market Demand - There has been a noticeable increase in interest among investors regarding gold bars, with reports of certain online stores selling out of gold bars [3] - Major online retailers, including Tmall and JD, have reported that gold bars are currently out of stock, indicating a surge in consumer demand [3] Group 2: Price Predictions and Market Sentiment - Institutions have shown divergent views on gold price trends, with some lowering their price expectations while others maintain a long-term bullish outlook [4] - Standard Chartered Bank has raised its average gold price forecast for 2026 by 16% to $4,488 per ounce, reflecting a positive long-term sentiment despite short-term volatility [4] - The overall momentum in the gold sector has strengthened, with more stocks rising than falling, indicating a positive market sentiment [4] Group 3: Changes in Banking Products - Several banks, including ICBC and Bank of China, have increased the minimum purchase threshold for their "accumulated gold" products, with Bank of China raising the minimum from 850 yuan to 950 yuan [5] - "Accumulated gold" products allow individual investors to flexibly invest in gold, supporting easy redemption and conversion to physical gold, appealing to those looking to manage costs and diversify risks [5]