中国互金协会开展移动金融App自律检查:10款App平均每款问题近10个
Bei Jing Shang Bao·2025-11-04 09:41

Core Viewpoint - The China Internet Finance Association has conducted a self-regulatory inspection of mobile financial apps to enhance self-management and mitigate risks in the financial sector [1] Group 1: Inspection Overview - The association organized its first self-regulatory inspection focusing on apps that are either unregistered or not complying with self-regulatory management requirements [1] - A total of 10 apps were inspected, with an average of nearly 10 issues identified per app, including serious risks such as "accessing user password in plain text" and "not using two or more factors for user identity verification upon first login from a new device" [1] Group 2: Remedial Actions - On October 24, the association held a corrective guidance meeting with the operators of the problematic apps to analyze the issues and clarify the requirements for rectification [1] - The relevant app operators are currently in the process of making necessary corrections [1] Group 3: Future Plans - The association emphasized that it will organize follow-up inspections to verify the effectiveness of the rectifications, with self-regulatory penalties for those who fail to improve [1] - The association plans to conduct regular self-regulatory inspections to strengthen industry self-discipline and reinforce the self-regulatory framework [1]