国家为楼市发展定调，刚需终于等来好消息！

Core Insights - The "14th Five-Year Plan" indicates a significant shift in the real estate sector, moving from an economic driver to a focus on housing and livelihood [1][3][12] Group 1: Real Estate Positioning - Real estate is now categorized under "increasing security and improving people's livelihoods," signaling a return to its fundamental role as a place for living rather than an economic stimulus [3][4] - The focus is on creating "safe, comfortable, green, and smart" housing, reflecting a shift in public demand from mere availability to quality and community environment [4][5] Group 2: Quality and Safety Standards - The plan emphasizes the establishment of a "lifecycle safety management system" for housing, addressing past issues of rapid construction leading to quality and safety concerns [5][6] - Initiatives like "housing health checks" and "housing insurance" are being introduced to ensure long-term safety and maintenance of properties [5][6] Group 3: Regulatory Changes - The plan calls for a new real estate development model, focusing on improving regulations around property development, financing, and sales to mitigate risks [5][6] - There will be a push for current housing sales and stricter regulations on pre-sale funds to protect buyers [5][6] Group 4: Housing Supply Dynamics - The plan aims to optimize the supply of affordable housing and increase the supply of improved housing based on local needs [6][7] - This dual approach targets both low-income workers and families seeking better living conditions, indicating a significant market segmentation [7][8] Group 5: Market Segmentation and Future Outlook - The real estate market is expected to experience significant differentiation, with price disparities between affordable housing, regular market housing, and high-end properties [10][11] - The notion that "buying a house guarantees profit" is over, and future purchases will require careful selection based on quality [11][12]