Core Insights - Hangzhou Bank has launched its integrated digital platform "Xinyibao 1.0" aimed at addressing the diverse and intelligent operational needs of small and medium-sized enterprises (SMEs) [1] Group 1: Digital Infrastructure - "Xinyibao" aims to create a secure, stable, and scalable digital infrastructure to tackle the complexities and high costs faced by SMEs during digital transformation [2] - The platform utilizes advanced technologies such as financial-grade security systems and cloud computing, covering multiple scenarios including HR, payroll, finance, inventory, and collaborative office [2] - This one-stop digital service system is designed to free enterprises from cumbersome transactional processes, enhancing overall management efficiency and enabling lighter operations [2] Group 2: Data-Driven Decision Making - "Xinyibao" aspires to serve as a "smart compass" for enterprises by optimizing internal processes [3] - The platform features tools like "Enterprise Radar" for real-time monitoring of public sentiment risks, "Industry Map" for insights into industry dynamics and supply chain relationships, and "Park Information Database" to assist in business decision-making [3] - These functionalities aim to help enterprises accurately identify risks and opportunities in a complex market environment, fostering modern operational capabilities that are market-visible, risk-controllable, and data-driven [3] Group 3: Ecosystem and Future Growth - "Xinyibao" is positioned not just as a management tool but as an open ecosystem connecting finance, lifestyle, and professional services [4] - The platform integrates convenient financial calculations and information services while incorporating engaging features to enhance employee experience, making digital services more personable [4] - The launch of "Xinyibao 1.0" is seen as an innovative practice in financial services for the real economy, with plans for continuous improvement and collaboration with partners to build a secure and efficient digital service ecosystem for regional economic development [4]
一平台打通管理经营 杭州银行“薪易宝”塑造企服新范式