Aflac (AFL) Q3 Earnings and Revenues Beat Estimates

Core Insights - Aflac reported quarterly earnings of $2.49 per share, exceeding the Zacks Consensus Estimate of $1.80 per share, and showing an increase from $2.16 per share a year ago, resulting in an earnings surprise of +38.33% [1] - The company generated revenues of $4.74 billion for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 5.59%, and significantly up from $2.95 billion year-over-year [2] - Aflac's stock has underperformed the market with a gain of about 3.4% since the beginning of the year, compared to the S&P 500's gain of 16.5% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $1.70 on revenues of $4.47 billion, and for the current fiscal year, it is $6.91 on revenues of $17.81 billion [7] - The estimate revisions trend for Aflac was mixed prior to the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Insurance - Accident and Health industry, to which Aflac belongs, is currently ranked in the top 39% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]